Financial advisors can help you plan. The fee they charge is usually offset by the help they render

Play the lottery. You might have a chance of winning. Decide on lottery budget (e.g. £2 per month) and take the money off another spend, e.g. smoking

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A long list to consider:

(1) Finance & Spending

You are not to buy anything over a specified amount until:

(2) Home Management

Lower your utility bills; compare, discuss or change providers
Cut down on premium TV and Cable, choose the next level down from your current one
Reduce the temperature of your hot water; kettle or boiler
Switch your lights off when not in use
Change lightbulbs to low energy ones
Ask your friends for their log-in access for home entertainment
Programme your thermostats to prevent overheating of your home
Reduce heat loss in your home, insulate windows and use blankets
Learn some basic DIY
Share home with a partner or lodger

(3) Accessories

(4) Eating and Dining

(5) Shopping

(6) Social Activities

(7) Additional Income

A-Z Interventions